CoveBank
CoveBank | |
---|---|
Employees | |
Founder & President | woorich999 |
Motto | Banking for the future. |
Facts and figures | |
Headquarters | Sunshine Cove |
Founded | October 26th, 2022 |
Parent Company | Richville Metropolitan Bank |
CoveBank is a financial services company based in Sunshine Cove that is a subsidiary of Richville Metropolitan Bank. The bank offers no fee checking and savings accounts to its customers. The bank is a separate entity from it's parent company, Richville Metropolitan Bank but they allow customers of each others banks to use each others ATMs and branches for no fee. The bank is part of the United Express card network.
Services
CoveBank offers no-fee checking accounts, savings accounts, mutual funds, and mortgages. The bank has also started to recently offer a 1.75% cash back credit card and a secured credit card.
Checking Account
CoveBank offers a Simple Checking Account that offers one of the best checking accounts in the industry with minimal fees.
- No monthly fee
- 0.10% Interest Rate on a Minimum Daily Balance of less than $25,000
- 0.15% Interest Rate on a Minimum Daily Balance of at least $25,000
- Free access to all United Express ATMs
- $1 Out of Network ATM fee
Savings Account
CoveBank offers multiple savings accounts for it's clients to save for the future. All savings accounts feature Automatic Savings that move a set amount of money from your checking account to savings account on a regular basis.
CoveSavings
With the CoveSavings Account, you'll enjoy no minimum balances and no monthly fees.
- 1% Interest Rate
- No monthly fee
- No minimum balance
SmartSavings
With the SmartSavings Account, save for the future with a higher interest rate.
- 1.75% Interest Rate
- $5 Monthly Fee (unless Minimum Balance is maintained)
- $1,000 minimum balance
Credit Cards
CoveBank Unlimited Card
Earn unlimited rewards on everyday purchases.
- 1.75% Cash Back on everyday purchases
- No annual fee
- 2% foreign transaction fee
- Cash back is deposited back into your checking account at the end of every month
CoveBank World Travel Card
Travel the world with no fees attached.
- 2% Cash Back on travel purchases
- 1.5% Cash Back on everyday purchases
- No foreign transaction fees
- No out of network transaction fees
- No annual fee
- Cash back is deposited back into your checking account at the end of every month
CoveBank Secured Card
Build up your credit while earning rewards.
- 1% Cash Back on everyday purchases
- $250 Deposit for a $250 Credit Limit
- Cash back is deposited back into your checking account at the end of every month
- $3 Monthly Fee (unless a Checking Account is linked to the account)
ExpressBanking
CoveBank operates special locations called ExpressBanking locations that allow clients to deposit cash, checks, and at some locations, coins. These locations also allow clients withdraw up to $1,000 per transaction instead of the ATM limit of $200 per transaction. Customers are also able to video call a live attendant for banking help and print banking statements at ExpressBanking machines. ExpressBanking allows customers to easily access more CoveBank services on an automated teller while allowing CoveBank to expand its reach at lower operating costs, CoveBank then passes the savings to it's customers.
Locations
CoveBank offers three types of locations, it's traditional retail bank branch, ExpressBanking which is a 24/7 ATM location that offers check deposits, and stand-alone ATM locations that only allow cash deposits and withdrawals.
Location # | Location Type | City | Nearest MRT Station | 24/7 ATM Available | Notes |
---|---|---|---|---|---|
1 | Standard Branch | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | YES | Inside Cove Financial Building |
2 | Standard Branch | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | YES | Inside East Cove Centre |
3 | ExpressBanking | San Francisco | WN60 San Francisco City Airport | YES | Located at 1B Dalhousie Lk, Next to Dalhousie LRT Park & Ride |
4 | Standard Branch | Farwater | XE26 Farwater | NO | Inside Los Angeles-Farwater Union Station |
5 | ExpressBanking | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | YES | Inside Waterview Center |
6 | Standard Branch | Central City | X0 Central Park | NO | Inside Fairfax Street Mall |
7 | ExpressBanking | Wythern | C41 Wythern | YES | Inside Wythern BluRail Station |
8 | ExpressBanking | Central City | F0 Central City — Ravenswood Avenue | YES | Inside HyperMall |
9 | ExpressBanking | Peripotamia | NO | Inside Peripotamia Mall (2nd Floor) | |
10 | ExpressBanking | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | NO | Inside Mission Centre (1st Floor) |
11 | ExpressBanking | Antioch | ZN28 Antioch | NO | Inside Convention Center ART Station |
12 | Standard Branch | Malosa | NO | Located in the Condo District | |
13 | Standard Branch | Caravaca | P65 Caravaca - Estación del Sol | NO | |
14 | Standard Branch | Rainer Bay | U105 Foobar | YES | Located at 2 Arrowhead Rd |
15 | Standard Branch | San Esteban | P66 San Esteban | NO | |
16 | Standard Branch | Miu Wan | NO | Located inside Crystal City | |
17 | ExpressBanking | Gander | U47 Gander - Masjid Alam Megah | YES | Located at Japan House 6, Gander Souk Road, Gander |
18 | ExpressBanking | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | YES | Located outside Convention Center |
19 | Standard Branch | Hamblin | H5 Hamblin | YES | Located below the Orange tower of the Pluton development |
20 | Standard Branch | Gander | U47 Gander - Masjid Alam Megah | NO | |
21 | Standard Branch | New Chandigarh | M43 New Chandigarh East | YES | Located inside a mall in the Fry-Drew District |
22 | ExpressBanking | Pixl | C83 Pixl Central | YES | Located inside Pixl Island International Airport |
A1 | ATM | Sunshine Coast | SE23 Alta Mesa | YES | Located outside Capital Terminal |
A2 | ATM | Gander | U47 Gander - Masjid Alam Megah | YES | Located at E11 road Accessibility underpass, Gander |
A3 | ATM | Hamblin | H5 Hamblin | YES | Located inside the Hamblin Municipal Airport |
A4 | ATM | Antioch | ZN28 Antioch | YES | Located inside the Antioch-Bay Point Garvey International Airport |
A5 | ATM | Sunshine Cove | SE32 Sunshine Cove - Downtown Station | YES | Located inside the Cove Metropolitan University Library |