Northern Express

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Northern Express is a credit card company owned by Northwest Holdings that provides simple, fair, and easy credit card service to players. We offer a variety of different credit cards to players, which allow them to charge to their card and pay later, especially useful to members running low on cash. We pride ourselves on our excellent customer service, and being a pioneering credit card company, along with GEMxpress.

Apply Today!

Currently, you can apply for a personal credit card, with business cards being produced sometime in the near future. You can apply here for a card. After applying for a card, a representitive will meet with you online to confirm your account and issue the credit card.

Using Your Card

Upon issuance, your card will immediately be valid for use, unless otherwise stated. To use your card, simply inform the seller that you have a Northern Express card, provided that they are an official business that accepts the card, or is willing to accept the card for possibly a one-time use.
Three easy steps to use your card:
1: Purchase a product from an accepting company.
2: Inform them of your card, and show them to it, if needed.
3: Send hntredtie a /mail containing the purchase amount, company, date, password and 4-digit card number, found in your card booklet.

Billing

Billing will be conducted in cycles, either every 3, 7, or 14 days. Alternatively, billing can be conducted in one month cycles for Platinum card holders. Upon receiving your bill, you will be given three days to pay, unless you are unable to come in game, in which case please inform us beforehand.

Late Fee

The late fee is an additional 10% of your bill, not including interest.

Interest

We charge a 10% interest on every bill, of which 5% goes right back to the retailer.

Paying Your Bill

To pay your bill, simply contact hntredtie and he will inform you of your money owed, and collect payment. He will also ensure that all of your purchases have been legitimately ordered, and that no account fraud is happening.

Card Types

We offer a variety of different credit cards to suit your needs according to budget and billing.

Let's Start!

Our starting credit card, providing new members with flexibility to spend as they please.

  • $75 spending limit, based on a standard billing cycle.
  • Billing either every three days, or every week.

Step it Up

A card with more freedoms than Let's Start!, with a higher limit to match. Customers with the Let's Start! may upgrade at anytime.

  • $150 spending limit, based on a standard billing cycle.
  • Billing every three days, weekly, or bi-weekly.
  • Eligible for one free checked bag aboard qualifying Element flights.

Basic

Our most flexible card without a minimum balance requirement, this card provides maximum flexibility for the medium spender.

  • $200 spending limit, based on a standard billing cycle.
  • Billing every three days, weekly, or bi-weekly.
  • In addition to one free checked bag, recieve priority Zone Two boarding aboard all Element flights.

Up!

A premium card, with a premium spending limit to match. Recommended for the medium-heavy shopper with an established balance.
Requires a minimum balance of $500.

  • $400 spending limit, based on a standard billing cycle.
  • Billing weekly, bi-weekly, or monthly.
  • Access to exclusive Northern Express seating during events. Extra charges may apply.
  • Receive Wind status aboard Element.

Gold

One of our most exclusive cards, for some of the heaviest shoppers.
Requires a minimum balance of $1000.

  • $600 spending limit, based on a standard billing cycle.
  • Billing weekly, bi-weekly, or monthly.
  • VIP Red Carpet events during select events.
  • Receive priority standby upgrades aboard Element flights, when available.

Platinum

Our most exclusive card, for only the most exclusive customers.
Requires a minimum balance of $2000.

  • $1000 spending limit, based on a standard billing cycle.
  • Billing weekly, bi-weekly, or monthly.
  • Access to NEX Premier events and seating.
  • Dedicated limosine transfers to and from Element flights. Not available in all cities.

Participating Businesses

BizPerks

BizPerks is an upcoming rewards program for businesses that accept NEX. The program will include points which can be redeemed for exclusive rewards.

Rules

  • We reserve the right to not give a credit card to somebody, with or without reason.
  • We reserve the right to make up the rules as we go.
  • We reserve the right to deactive cards after 5 late payments, which can only be restored with a one-on-one conference.