CoveBank

CoveBank
CoveBank logo
Employees
Founder & President	woorich999
Motto	Banking for the future.
Facts and figures
Headquarters	Sunshine Cove
Founded	October 26th, 2022
Parent Company	Richville Metropolitan Bank

CoveBank is a financial services company based in Sunshine Cove that is a subsidiary of Richville Metropolitan Bank. The bank offers no fee checking and savings accounts to its customers. The bank is a separate entity from it's parent company, Richville Metropolitan Bank but they allow customers of each others banks to use each others ATMs and branches for no fee. The bank is part of the United Express card network.

Services

CoveBank offers no-fee checking accounts, savings accounts, mutual funds, and mortgages. The bank has also started to recently offer a 1.75% cash back credit card and a secured credit card.

Checking Account

CoveBank offers a Simple Checking Account that offers one of the best checking accounts in the industry with minimal fees.

• No monthly fee
• 0.10% Interest Rate on a Minimum Daily Balance of less than $25,000
• 0.15% Interest Rate on a Minimum Daily Balance of at least $25,000
• Free access to all United Express ATMs
• $1 Out of Network ATM fee

Savings Account

CoveBank offers multiple savings accounts for it's clients to save for the future. All savings accounts feature Automatic Savings that move a set amount of money from your checking account to savings account on a regular basis.

CoveSavings

With the CoveSavings Account, you'll enjoy no minimum balances and no monthly fees.

• 1% Interest Rate
• No monthly fee
• No minimum balance

SmartSavings

With the SmartSavings Account, save for the future with a higher interest rate.

• 1.75% Interest Rate
• $5 Monthly Fee (unless Minimum Balance is maintained)
• $1,000 minimum balance

Credit Cards

CoveBank Unlimited Card

Earn unlimited rewards on everyday purchases.

• 1.75% Cash Back on everyday purchases
• No annual fee
• 2% foreign transaction fee
• Cash back is deposited back into your checking account at the end of every month

CoveBank World Travel Card

Travel the world with no fees attached.

• 2% Cash Back on travel purchases
• 1.5% Cash Back on everyday purchases
• No foreign transaction fees
• No out of network transaction fees
• No annual fee
• Cash back is deposited back into your checking account at the end of every month

CoveBank Secured Card

Build up your credit while earning rewards.

• 1% Cash Back on everyday purchases
• $250 Deposit for a $250 Credit Limit
• Cash back is deposited back into your checking account at the end of every month
• $3 Monthly Fee (unless a Checking Account is linked to the account)

ExpressBanking

CoveBank operates special locations called ExpressBanking locations that allow clients to deposit cash, checks, and at some locations, coins. These locations also allow clients withdraw up to $1,000 per transaction instead of the ATM limit of $200 per transaction. Customers are also able to video call a live attendant for banking help and print banking statements at ExpressBanking machines. ExpressBanking allows customers to easily access more CoveBank services on an automated teller while allowing CoveBank to expand its reach at lower operating costs, CoveBank then passes the savings to it's customers.

Locations

CoveBank offers three types of locations, it's traditional retail bank branch, ExpressBanking which is a 24/7 ATM location that offers check deposits, and stand-alone ATM locations that only allow cash deposits and withdrawals.

Location #	Location Type	City	Nearest MRT Station	24/7 ATM Available	Notes
1	Standard Branch	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	YES	Inside Cove Financial Building
2	Standard Branch	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	YES	Inside East Cove Centre
3	ExpressBanking	San Francisco	WN60  San Francisco City Airport	YES	Located at 1B Dalhousie Lk, Next to Dalhousie LRT Park & Ride
4	Standard Branch	Farwater	XE26  Farwater	NO	Inside Los Angeles-Farwater Union Station
5	ExpressBanking	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	YES	Inside Waterview Center
6	Standard Branch	Central City	X0  Central Park	NO	Inside Fairfax Street Mall
7	ExpressBanking	Wythern	C41  Wythern	YES	Inside Wythern BluRail Station
8	ExpressBanking	Central City	F0  Central City — Ravenswood Avenue	YES	Inside HyperMall
9	ExpressBanking	Peripotamia		NO	Inside Peripotamia Mall (2nd Floor)
10	ExpressBanking	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	NO	Inside Mission Centre (1st Floor)
11	ExpressBanking	Antioch	ZN28  Antioch	NO	Inside Convention Center ART Station
12	Standard Branch	Malosa		NO	Located in the Condo District
13	Standard Branch	Caravaca	P65  Caravaca - Estación del Sol	NO
14	Standard Branch	Rainer Bay	U105  Foobar	YES	Located at 2 Arrowhead Rd
15	Standard Branch	San Esteban	P66  San Esteban	NO
16	Standard Branch	Miu Wan		NO	Located inside Crystal City
17	ExpressBanking	Gander	U47  Gander - Masjid Alam Megah	YES	Located at Japan House 6, Gander Souk Road, Gander
18	ExpressBanking	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	YES	Located outside Convention Center
19	Standard Branch	Hamblin	H5  Hamblin	YES	Located below the Orange tower of the Pluton development
20	Standard Branch	Gander	U47  Gander - Masjid Alam Megah	NO
21	Standard Branch	New Chandigarh	M43  New Chandigarh East	YES	Located inside a mall in the Fry-Drew District
22	ExpressBanking	Pixl	C83  Pixl Central	YES	Located inside Pixl Island International Airport
A1	ATM	Sunshine Coast	SE23  Alta Mesa	YES	Located outside Capital Terminal
A2	ATM	Gander	U47  Gander - Masjid Alam Megah	YES	Located at E11 road Accessibility underpass, Gander
A3	ATM	Hamblin	H5  Hamblin	YES	Located inside the Hamblin Municipal Airport
A4	ATM	Antioch	ZN28  Antioch	YES	Located inside the Antioch-Bay Point Garvey International Airport
A5	ATM	Sunshine Cove	SE32  Sunshine Cove - Downtown Station	YES	Located inside the Cove Metropolitan University Library